Product

Money moves the way you do

One identity. Four ways to pay. Every payment lands directly in a real bank account — verified before you confirm, gone in seconds after.

Send money any way

Markets don't run on typed account numbers. FlazhPay meets the moment — whichever input fits, the outcome is the same verified, secure payment.

Scan QR

Both of you at a counter? Scan their FlazhPay QR — or a printed bank QR — and you're done.

Voice

The trader reads their bank details aloud, naturally. FlazhPay listens, understands, and finds the right account — even in a noisy market.

Photo / OCR

Account details painted on a wall or printed on a receipt? Take a photo. FlazhPay reads it for you.

Type

Know the @handle or the 10-digit account number? Type it in — the classic way still works.

Verified before you confirm

You always see who you're paying

However the details come in — spoken, photographed, scanned, or typed — FlazhPay resolves them against NIBSS, the national payment infrastructure, and shows you the registered account name before anything moves.

  • Every destination is NIBSS-verified — you see the bank's registered name, not what was typed or heard
  • Nothing is ever sent automatically — you review and confirm every payment
  • Confirm with your fingerprint or PIN, and money moves bank-to-bank instantly
  • FlazhPay never holds your funds at any point
CONFIRM PAYMENT
₦2,000
to AMAKA EZE
GTBank · account ····6789
✓ NIBSS verified Trust: Excellent
Confirm with fingerprint
SMS · FLAZHPAY

You received ₦2,000 via FlazhPay. Claim @yourhandle to receive payments faster: flazhpay.com/claim

Receiving is always free

Get paid without ever signing up

The person you're paying doesn't need FlazhPay. Money lands straight in the bank account they already have, and they get an SMS receipt. If they like it, they can claim their own @handle — but the money is theirs either way.

  • No app install, no account, no wallet required to receive
  • Works with any bank account, nationwide
  • Claiming a free @handle makes future payments even faster
Trust Score

Your payment reputation, made portable

Every FlazhPay identity carries a Trust Score from 0 to 1000, built from verified activity on the network. When someone is about to pay you, they see your trust band — a simple signal that you are who you say you are.

  • Your numeric score is private — only you ever see the number
  • Others see your band only: Building, Fair, Good, or Excellent
  • Improves naturally with verified identity and consistent payment history
ExcellentA long, consistent record of verified payments.800 – 1000
GoodEstablished identity with a healthy payment history.650 – 799
FairGrowing history — a score that improves with every transaction.400 – 649
BuildingJust getting started. Everyone begins here.0 – 399

Simple, honest pricing

No hidden charges. No wallet top-ups. You only ever pay a flat fee per send after your free monthly sends.

Free
₦0
15 sends per month
  • Your @handle and identity card
  • Personal QR code
  • All 4 ways to pay
  • Full payment history
Get started free
Business
₦1,500/month
For traders, drivers & merchants
  • Unlimited sends
  • Branded business profile
  • Analytics dashboard
  • Priority dispute resolution
Explore Business
Receiving
Always free
No account needed
  • Get paid into any bank, nationwide
  • Unlimited receives
  • Claim your @handle any time
  • Trust Score & identity card
Learn more

Ready to pay any way?

Create your free FlazhPay ID in under two minutes.