Developers

The identity layer under emerging-market payments

FlazhPay is building the addressing and trust layer that apps, lenders, and marketplaces will resolve against. The developer platform is on our roadmap — here's what's coming, and how it's designed.

Design principle

One shape for every input

Voice transcripts, OCR text, QR payloads, and typed handles all resolve to the same PaymentDestination object — NIBSS-verified before anything executes. When you integrate FlazhPay, you integrate one contract, not five input pipelines.

  • Universal destination shape across all input methods
  • NIBSS Name Enquiry verification on every resolution
  • Confidence scoring on AI-resolved inputs (voice, photo)
  • Consent-first: identity data is only ever shared when the user approves
// Every payment destination resolves to one universal shape —
// whether it arrived by QR, voice, photo, or keyboard.
{
  "kind": "bank_account",
  "bank_code": "058",
  "account_number": "0123456789",
  "account_name": "AMAKA EZE",          // NIBSS-verified
  "source": "voice",
  "confidence": 0.97,
  "resolved_at": "2026-07-04T09:41:00Z"
}

What's coming to the platform

Rolling out as the network scales. Design partners get early access.

Identity API

Query a FlazhPay identity — handle, verified status, trust band — with the user's explicit consent. Build trust signals into your own product.

Embedded SDK

Drop FlazhPay's multi-input payment experience into your app. Ride-hailing, delivery, marketplaces — your users pay any bank account without leaving your flow.

Credit Signal API

Structured, consent-based creditworthiness signals derived from real transaction behavior — built for licensed lenders.

Become a design partner

We're seeding the developer platform with a small number of integrations before public launch. If you're building ride-hailing, delivery, marketplace, or lending products in emerging markets, we want to talk.

Get in touch

Build on the identity layer.

Design partners get early access to the FlazhPay platform.